Golf Direct Winter Cup 11:12 Golf by Ratio Ladies Trophy 2012 Golf by Ratio Senior Tour 2012 Islantilla Golf Resort Huelva Spain May 6 - 10 2012 Tournaments Valle del Este Resort Almeria Spain Sept 18 - 22 2012 Golf by Ratio Korineum Open 2012 Golf by Ratio Hotel Verviers Open 2012 Korineum Golf Resort N - Cyprus Oct 6 - 10 2012 Hotel Verviers Belgium Sept 13/14 2012